Know Your Customer
Identify the authorized individual and understand their role.
Compliance and verification
Commercial urgency never overrides identity, authority or evidence.
RAFOIL applies risk-based KYC, KYB, authority, documentation, sanctions-awareness and anti-fraud controls. Opportunities may be paused or refused when material information cannot be verified coherently.
RAFOIL does not claim a compliance certification and does not replace banks, lawyers, regulators or specialist diligence providers.
Know Your Business
Review legal existence, corporate information and commercial activity.
Authority & mandate
Establish who can represent demand, supply or a principal.
Sanctions awareness
Screen relevant jurisdictions and counterparties with appropriate specialist support.
Document integrity
Check consistency, provenance and verification routes; do not trust a document title alone.
Anti-fraud awareness
Identify impersonation, unusual payment requests, false urgency and incoherent procedures.
Confidentiality
Limit disclosure to a defined purpose, approved recipients and appropriate protections.
Record keeping
Maintain a proportionate record of decisions, evidence status and commercial communication.
Data protection
Collect only relevant information and use controlled channels for sensitive diligence.
RAFOIL may refuse
Incomplete or suspicious opportunities.
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Unverifiable legal entity, contact or authority
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Pressure to bypass normal review
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Inconsistent documents or unsupported commercial claims
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Unexplained payment or beneficiary changes
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Sanctions, corruption, fraud or responsible-business concerns
Independent advice
Specialists remain essential.
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Legal and regulatory advice
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Banking and financial-instrument verification
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Sanctions and export-control advice
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Technical inspection and certification
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Tax, customs, shipping and insurance advice
Responsible opportunities
Work through the correct process.
Use the dedicated commercial routes and provide accurate information that you are authorized to share.